Privacy Policy

Your privacy matters. This site collects the minimum information needed to operate the calculator and improve the experience.

Data We Process

  • Usage data: page views, device/browser info (aggregated, for performance and analytics).
  • Input data: numbers you enter in the calculator run in your browser; we do not store mortgage inputs on our servers.
  • Cookies: functional cookies for preferences; advertising cookies may be set by third‑party partners (e.g., Google AdSense) to deliver and measure ads.

AdSense & Cookies

Third‑party vendors, including Google, use cookies to serve ads based on your prior visits to this and other websites. Google’s use of advertising cookies enables it and its partners to serve ads based on your visit to this site and/or other sites on the Internet. You may opt out of personalized advertising by visiting Ads Settings. Alternatively, you can opt out of some third‑party vendors’ uses of cookies for personalized advertising by visiting www.aboutads.info.

Analytics

We use privacy‑respecting analytics to understand aggregate usage and improve performance. IP addresses may be processed transiently for security.

Your Choices

  • Use content blockers or browser privacy settings to limit cookies.
  • Opt out of personalized ads via the links above.
  • Contact us for questions: everydayroyalties@gmail.com.

Updated October 02, 2025

Data Retention

We retain only aggregated usage metrics needed to improve stability and performance. Mortgage inputs are processed in your browser and are not stored on our servers.

Consent & Choices

Where required, we honor consent signals for advertising cookies. You can change preferences via your browser or the ad settings links provided above.

Children’s Privacy

This site is intended for general audiences and not directed to children under 13. We do not knowingly collect personal data from children.

International Users

By using this site, you understand data may be processed on servers outside your country. We apply reasonable safeguards regardless of location.

Security

We use HTTPS and industry‑standard controls to protect site traffic. No method is 100% secure; please avoid submitting sensitive personal information via open forms.

Contact for Privacy Questions

Email everydayroyalties@gmail.com for access, correction, or deletion requests where applicable.

Last Updated

October 02, 2025

Practical Ways to Guard Your Financial Privacy

Mortgage research can feel personal. A few small habits make it easier to keep that information under your control.

  • Use private or incognito windows on shared devices when running detailed scenarios.
  • Avoid typing full account numbers or IDs into general notes or search boxes.
  • Clear history and downloads on public or work computers after you're done.
  • Review your browser and ad settings periodically if you prefer fewer finance‑related ads.

Small routines around privacy can matter as much as the numbers themselves.

Staying Mindful While You Research Online

Most mortgage research happens across several sites, emails, and tools. It's worth being intentional about where your information goes.

  • Use secure connections (https) whenever you're entering financial details.
  • Separate research notes from official applications or uploaded documents.
  • Be cautious clicking links in unsolicited emails that mention rates or approvals.
  • Review account access for any services you no longer use.

Good digital habits support good financial decisions.

Simple Habits for Safer Mortgage Research

You don't need to become a security expert to benefit from a few steady habits.

  • Use strong, unique passwords for financial accounts and related email addresses.
  • Enable multi-factor authentication where it's offered, especially on banking and email.
  • Avoid sharing screenshots of accounts or offers in public forums.
  • Log out fully on devices you don't control, even if they feel semi-private.

Good digital hygiene supports the bigger financial decisions you're making.

Checking In With Your Comfort Level

Different people have different thresholds for what feels okay to share online.

  • Notice when you feel a twinge of discomfort typing certain details into any site.
  • Ask whether you can approximate or anonymize the data and still get useful results.
  • Review old notes and downloads occasionally to remove anything you no longer want stored.
  • Adjust your habits as your comfort level changes over time.

Your sense of privacy is allowed to evolve as you learn more.

Creating Your Own Privacy Checklist

A basic checklist can make it easier to remember good privacy habits when you're busy.

  • Confirm you're on the correct site before entering any sensitive details.
  • Glance at the address bar for https and spelling that matches what you expect.
  • Log out of shared devices after handling financial information.
  • Review saved passwords and autofill settings periodically.

Repeating a simple checklist turns good intentions into consistent behavior.

Talking About Privacy With People You Share Devices With

Mortgage planning often happens on shared computers, tablets, or phones.

  • Agree on basic norms around closing tabs and logging out of financial accounts.
  • Explain why certain information feels sensitive to you.
  • Use separate browser profiles or accounts where possible.
  • Check in periodically to make sure everyone still feels comfortable.

Clear expectations can prevent misunderstandings later.